Abundex Limited

Your Strategic Partner in Regulatory Compliance

Expert compliance advisory, licensing support, and technology risk management for Hong Kong, Singapore, Malaysia, and the European Union.

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Empowering Fintech Innovation with Integrity

Abundex Limited is a specialist regulatory consultancy headquartered in Hong Kong, providing expert compliance advisory and licensing support across Asia's most dynamic financial centres. We bridge the gap between ambitious business goals and rigorous regulatory standards — helping fintech firms, financial institutions, and payment companies navigate complex frameworks with confidence and clarity.

Our practice spans four key jurisdictions: Hong Kong, Singapore, Malaysia, and France (as part of the EU regulatory framework). Whether you are launching a virtual asset platform, applying for a Stored Value Facility licence, or strengthening your AML programme, Abundex delivers the strategic insight and operational expertise your business needs to thrive under regulatory scrutiny.

🇭🇰 Hong Kong

SFC, HKMA & IA regulated activities

🇸🇬 Singapore

MAS licensing & compliance frameworks

🇲🇾 Malaysia

BNM regulatory advisory & approvals

🇫🇷 France / EU

EU regulatory alignment & cross-border advisory

Our Director

Kevin Pang

Fintech Veteran · Regulatory Strategist · Director

Kevin Pang is a seasoned fintech professional with extensive experience navigating the evolving regulatory frameworks of Hong Kong and the wider Asia-Pacific region. Having served in senior compliance and risk management roles within licensed financial institutions, Kevin brings a rare combination of strategic vision and operational pragmatism to every client engagement.

His deep familiarity with the SFC, HKMA, and MAS regulatory environments — combined with hands-on experience in licence applications, AML programme design, and regulatory inspections — ensures that Abundex's clients receive guidance that is both commercially astute and regulatorily sound.

Licensed Institution Experience

Years of direct operational experience within SFC-licensed corporations

Multi-Jurisdictional Expertise

Advisory across Hong Kong, Singapore, Malaysia, and the EU

Core Service

Compliance Advisory

Regulatory compliance is not a box-ticking exercise — it is a strategic discipline that shapes how your business operates, grows, and earns the trust of regulators and customers alike. Abundex translates complex legal requirements into executable business processes, designing robust frameworks that are both regulatorily sound and commercially practical.

AML / CTF Frameworks

Comprehensive Anti-Money Laundering and Counter-Terrorist Financing policies tailored to your business model and risk profile, aligned with HKMA and SFC guidance.

KYC & Customer Due Diligence

Risk-based Know Your Customer procedures, enhanced due diligence protocols, and ongoing monitoring frameworks designed to meet regulatory expectations.

Data Privacy & PDPO

Advisory on compliance with Hong Kong's Personal Data (Privacy) Ordinance, including data handling policies, breach response protocols, and cross-border data transfer guidance.

Governance & Policies

Development of board-level governance frameworks, compliance manuals, and internal control policies that demonstrate regulatory maturity to supervisors.

Core Service

Licence Applications

Securing regulatory approval in Hong Kong requires more than a well-prepared application — it demands a thorough understanding of the regulator's expectations, a compelling business case, and a compliance infrastructure built to withstand scrutiny. Abundex provides end-to-end guidance for SFC, HKMA, and IA licensing processes, with particular expertise in the fintech and payments sectors.

1

Stored Value Facility (SVF)

Full application support for HKMA SVF licences, including business plan preparation, fit-and-proper assessments, and systems controls documentation.

2

Money Service Operator (MSO)

Streamlined MSO licensing with AML/CFT compliance frameworks designed to satisfy Customs and Excise Department requirements.

3

Virtual Asset Trading Platform (VATP)

Specialist advisory for SFC VATP licence applications under the new virtual asset regulatory regime, including technology risk assessments and custody arrangements.

4

SFC Type Licences

Advisory for Type 1, 4, 7, and 9 regulated activities, covering responsible officers, competency requirements, and internal control frameworks.

Core Service

Compliance Audit

Regulators expect more than policy documents on file — they require demonstrable evidence that your compliance framework is operating effectively in practice. Abundex conducts independent, rigorous compliance audits that provide the auditable evidence chains regulators demand, helping your firm prove ongoing compliance and identify gaps before they become enforcement issues.

1

Scope & Planning

Define audit objectives, risk areas, and regulatory benchmarks aligned to your licence type and business activities.

2

Fieldwork & Testing

Independent review of AML programmes, transaction monitoring, KYC files, governance controls, and operational resilience.

3

Findings & Reporting

Structured audit report with risk-rated findings, regulatory citations, and prioritised remediation recommendations.

4

Remediation Support

Hands-on assistance to address findings, strengthen controls, and prepare for regulatory follow-up or inspection.

Core Service

Technology Risk Management

As Hong Kong's regulators intensify their focus on operational resilience and cybersecurity, technology risk has become a board-level concern. Abundex provides specialist technology risk management consultancy that ensures your digital infrastructure meets the high resilience standards expected by the HKMA, SFC, and MAS — protecting your business from both regulatory and operational failure.

Cybersecurity Governance

Development of cybersecurity policies, incident response plans, and governance frameworks aligned with HKMA's Cybersecurity Fortification Initiative (CFI).

Penetration Testing & Vulnerability Assessment

Coordinated penetration testing programmes and vulnerability assessments to identify and remediate security weaknesses before they can be exploited.

Third-Party Risk Management

Rigorous assessment of technology vendors, cloud service providers, and outsourcing arrangements to satisfy regulatory expectations on third-party risk.

Operational Resilience

Business continuity planning, disaster recovery frameworks, and resilience testing to ensure uninterrupted service delivery under adverse conditions.

Additional Services

Additional Advisory Services

Beyond our core compliance and licensing practice, Abundex offers a suite of complementary advisory services designed to provide flexible, scalable support for firms at every stage of their regulatory journey. From outsourced compliance leadership to board-level training, we ensure your organisation is never caught unprepared.

Outsourced MLRO & Compliance Officer

For firms that require senior compliance leadership without the cost of a full-time executive, Abundex provides qualified, experienced Money Laundering Reporting Officers and Compliance Officers on an outsourced basis — ensuring regulatory obligations are met with authority and accountability.

Regulatory Inspection Preparation & Remediation

When regulators come knocking, preparation is everything. We help firms prepare for SFC, HKMA, and MAS inspections — conducting mock examinations, assembling evidence packs, and developing remediation plans to mitigate enforcement risk and demonstrate a culture of compliance.

Board & Executive Training Programmes

Regulatory accountability rests at the top. Abundex designs tailored training programmes for boards, senior management, and compliance teams — covering governance responsibilities, regulatory updates, and the personal liabilities of directors and responsible officers under Hong Kong law.

Why Choose Abundex?

In a market crowded with generalist advisers, Abundex stands apart through its unwavering commitment to operationalised compliance — not paper-based box-ticking. Our methodology is grounded in a Risk-Based Approach (RBA) that balances commercial growth with regulatory acceptability, ensuring your firm is not just compliant on paper, but resilient in practice.

4

Jurisdictions

Hong Kong, Singapore, Malaysia, and France (EU)

5+

Core Services

End-to-end regulatory advisory and licensing

100%

Risk-Based Approach

Every engagement tailored to your risk profile

Operational Focus

We design compliance frameworks that work in the real world — not just on paper. Our recommendations are practical, implementable, and built to withstand regulatory scrutiny.

Risk-Based Methodology

Our Risk-Based Approach (RBA) ensures that compliance resources are allocated proportionately, protecting your business without stifling innovation or growth.

Regulator Relationships

Deep familiarity with the expectations and working styles of the SFC, HKMA, MAS, and BNM means we can anticipate regulatory concerns before they arise.

Secure Your Future in Hong Kong

The regulatory landscape is evolving at unprecedented speed. Virtual assets, digital payments, and cross-border fintech services are under heightened scrutiny — and the firms that thrive will be those that build compliance into their DNA from the outset. Partner with Abundex Limited to establish a sustainable, compliance-first foundation for your business.

Whether you are applying for your first licence, responding to a regulatory inquiry, or scaling your compliance function across multiple jurisdictions, Abundex is ready to support you with the expertise, experience, and integrity your business deserves.

📍 Hong Kong

Headquarters & Primary Market

🌏 Asia-Pacific

Singapore & Malaysia Coverage

🇪🇺 Europe

France & EU Regulatory Advisory

"Compliance is not a cost centre — it is a competitive advantage. Firms that embrace regulatory excellence will define the future of finance."

— Kevin Pang, Director, Abundex Limited

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